In December 15, 2017, aiming at strengthening graduate students' awareness of risk prevention, keeping away from the debt crisis which is caused by the campus loan, teaching and guiding graduate students to set up a civilized and correct consumption consciousness, the graduate student group branch respectively carried out a meeting.

Each group branch had carried out various learning activities which were on the theme of campus loan. At the meeting, students had learnt what the campus loan was and what the harm of campus loan were by some cases. Campus loan, as the name says, is closely related to students. As long as we are in school, we can submit our information online, pay the charge after it gets through the review, and then we can get a loan easily. Those accidents like "high price debt" and jumping off building caused by the campus loan have rounded the alarm bells of the students. Recently, in the "double eleven" and "double twelve" shopping tide, many students have rational consumption behavior, there are some students taking payment by installments online during "double eleven" ,leading to nearly one thousand Yuan monthly repayment. Students learned from each other by some classical cases and some shared experiences.

In view of how to protect against campus loan, many students had brought up a lot of ideas. Some students thought that we had to think twice and do not form a habit when we wanted to use this kind of consumption like campus loan. Some students pointed out that we should not compare with the higher, not show off the wealth, and not fall into the campus loan. What's more, some students suggested that except for strengthening students' awareness of prevention, the relative departments should legislate quickly and then enforce the law, so that we can return a piece of pure land to the campus.

Thanks to this meeting, all the graduate students recognize the nature and the harm of campus loan more clearly. We hope that students can make the choice calmly, and set up a scientific, rational and civilized consumption concept. While facing some tricky things, we should communicate with our parents and teachers, use what we have learnt to protect ourselves, and avoid falling into the mire of campus loan.